Need an appraisal for an FHA-backed mortgage? Call Konstant & Klein AppraisalsKonstant & Klein Appraisals is SD state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to get with Konstant & Klein Appraisals, as we are approved and certified to handle FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Konstant & Klein Appraisals is well-trained on how to follow the rules and regulations provided. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is underwritten by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending company takes care of all the finances; the FHA simply secures the loan with mortgage insurance in case the borrower does not pay off his or her loan. Accessible to all homebuyers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower income or less starting funds to put down on a financial transaction are helped the most from Federal Housing Administration loan programs. |